Top 3 tips on dental insurance
These days there are so many different private health care providers offering dental insurance. Navigating this process can be a bit of a headache!
To make things a bit simpler, in this blog post, I’d like to share our top 3 tips on dental insurance.
- When deciding whether to get dental insurance or not, the most important factor would be what sort of dental needs you have. For those people who have always had to have a fair bit of dental work through the years, it generally is a good idea. One simple way of working this out is to calculate how much you have spent on dental work in a year (not including health fund rebates), and compare this with the cost of dental cover in a year. Some of those who are more fortunate may require less work on a regular basis, perhaps only having their teeth checked and cleaned, and are at low risk of needing expensive dental work.
- Are you planning to have some major dental work done? If you’re contemplating some major dental work such as root canal treatment, Orthodontic treatment (Invisalign or braces), or cosmetic work such as multiple dental veneers, crowns or implants, I would highly recommend you look into health insurance prior to starting any work. Research the health funds carefully, and choose a fund where you get a good rebate back on major dental work. Don’t forget that you may beed to wait 1 year before you can claim on these types of treatment, so it definitely pays to be organised.
- When it comes to choosing which health fund, we would recommend taking the time to research carefully. Sometimes going into a branch can be the best way, as you can speak to a consultant. Because we value price transparency and honesty at our Claremont dental clinic, our dentists always endeavour to give a patient a detailed plan clearly outlining the costs and relevant item numbers for any treatment that is discussed with you. Our friendly team can often also do a quote by swiping your health fund card to see what amount is rebatable from your health fund.
Do you have further questions about dental health fund providers, or what rebate you might get back on your treatment? Call our friendly Claremont dental team on 6143 5655 or book online here to consult with our Claremont dentists.
